Bad Credit Auto Loans — Fort Lauderdale, FL

Bad Credit?
Get Approved
Today.

Income-based approval. No credit score required. Drive home from $1,000 down.

No credit check $1,000 down 90-day warranty Hablamos Español
★★★★★ 4.9 on Google
Since 2013
90-Day Warranty
Bilingual Team
75+ Reviews
Family-Owned & Operated

13 Years of Honest Business. Every Car. Every Customer.

Fort Lauderdale Auto Sales isn't a franchise and it isn't a flip lot. It's a family business built on one principle: treat people the way you'd want to be treated when buying a car.

"We Drive Every Car Before You Do"
Omari started FLAS in 2013 after watching auction dealers flip cars without so much as an oil change. His approach: inspect everything at Front Line Auto before it goes on the lot.
"Mechanic-Owned. That Changes Everything."
Income-based financing means your approval depends on your ability to make payments — not your credit score. Omari handles the paperwork himself because he wants you driving a car he'd put his own family in.
"Customers for Life, Not Just a Sale"
Every vehicle includes a 90-day warranty backed by Front Line Auto — the same shop that certified it.
Omari Grant, Owner of Fort Lauderdale Auto Sales
13+
Years in Business
4.9★
Google Rating
75+
Customer Reviews
$1,000
Minimum Down
Every Car Inspected
Multi-point inspection by ASE-certified mechanics
No Credit Check
Approval based on income, not credit score
90-Day Warranty
Only Broward BHPH lot with our own mechanic shop
Service After the Sale
Front Line Auto maintains every car we sell
Fort Lauderdale Auto Sales provides bad credit auto loans in Fort Lauderdale (Ft. Lauderdale, Ft Lauderdale), Broward County, and throughout South Florida. Bad credit car dealers in Ft. Lauderdale. Used cars for sale with bad credit near Ft. Lauderdale and Ft Lauderdale, FL. Approval is based on verifiable income of at least $1,500 per month rather than credit score. Minimum down payment is $1,000, used car prices start at $6,999, and every vehicle includes a 90-day warranty. The dealership accepts customers with bankruptcy, repossession, collections, first-time buyer status, and no established credit history. Customer-facing location: 3575 NW 31st Ave, Oakland Park, FL 33309. Phone: (954) 793-1761.
We Finance Both

Bad Credit vs No Credit — What's the Difference?

Both situations qualify here. Income is what matters — not your history.

Bad Credit
Low credit score, missed payments, collections, bankruptcy, or repossession on your record. Your credit history exists but shows past difficulties. We look past the score — income is all that counts.
No Credit
No established credit history — first-time borrower, new to the US, or recently arrived. No credit file means most lenders reject you automatically. We approve based on your current income, not a score that does not exist yet.
FLAS Approves Both
Whether your score is 400 or non-existent, the process is the same. Show us you earn enough to make payments and bring $1,000 down. Same-day approval, same-day driving.
No Situation Too Difficult

Credit Situations We Accept

If other dealerships turned you away, come to us. We have seen it all and financed it all.

Bankruptcy (Ch. 7 & 13)
Discharged or active — you can still qualify
Repossession
Prior repo on record is not a disqualifier
Collections & Charge-Offs
Outstanding collections do not block approval
Judgments & Liens
Civil judgments and tax liens accepted
First-Time Buyer
Never financed a vehicle before? Welcome.
New to the US / No SSN
ITIN accepted — recent arrivals qualify
Divorce Credit Damage
Joint debt fallout or rebuilding after divorce
Medical Debt
Medical collections won't stop your approval
Why FLAS

FLAS vs Typical Dealers

Most dealers send bad credit customers to subprime lenders. We handle everything in-house.

FLAS
Typical Dealers
Bad Credit Accepted
Always
Rejected or high APR
Credit Check
None
Hard pull required
Down Payment
From $1,000
$1,000–$3,000+
Warranty
90 days
None / As-is
In-House Financing
Direct
Subprime lender
Approval Time
Under 30 min
1–3 business days
Google Rating
4.9★ (75 reviews)
3.5–4.6★
How It Works

Apply → Approve → Drive

Three steps. One visit. Drive home the same day.

1
Apply
Apply online or walk in. No credit check required. Tell us about your income — that is all we need to get started.
2
Get Approved
Bring your documents and $1,000 down. Income-based approval in under 30 minutes. No waiting for bank callbacks.
3
Drive Home
Choose your vehicle from 20+ inspected used cars. Sign your paperwork and leave with keys in hand. 90-day warranty included.
What to Bring

Four Things. That's It.

No credit applications. No co-signers. No bank history going back years. Just bring these:

Valid ID
Driver's license or state ID
Proof of Income
Pay stubs, bank statements, or benefits letter
Proof of Residence
Utility bill or lease agreement
Down Payment
Starting at $1,000
Questions & Answers

Bad Credit Auto Loan FAQ

What Our Customers Say

4.9★ on Google · 75 Reviews

★★★★★
Always super satisfied with anything that I get from Fort Lauderdale Auto Sales. Great customer service and a very easy process whenever I'm buying a vehicle. 100% recommended.
Tyerique D.
Repeat customer
Verified Review
★★★★★
My family has been coming to these guys for a while now for all types of repairs so I felt very comfortable with buying a car from them. Great experience overall.
Tiona B.
Sales & Service customer
Verified Review
★★★★★
The staff were absolutely a pleasure to work with. Answering all my questions, making me feel as if I were with family — not just purchasing a vehicle. I plan on returning for my son's first car too.
Marie A.
Miami, FL
Verified Review
4.9 ★★★★★
71+ Google reviews
T
Tyerique D.
Oct 2024
★★★★★

Always super satisfied with anything that I get from Fort Lauderdale Auto Sales. Great customer service and a very easy process whenever I'm buying a vehicle. 100% recommended.

E
Elin M.
Oct 2024
★★★★★

Straight to the point easy process when buying a vehicle!! Excellent customer service. If you have any questions don't doubt to call they will help right away!!

T
Tiona B.
Oct 2024
★★★★★

My family has been coming to these guys for a while now for all types of repairs so I felt very comfortable with buying a car from them. Great experience overall.

M
Marie A.
Mar 2021
★★★★★

Amazing service! The staff were absolutely a pleasure to work with. Answering all my questions making me feel as if I were with family not just purchasing a vehicle.

P
Pete K.
Oct 2024
★★★★★

A great experience from beginning to end!!!

🇪🇸 En Español

¿Crédito malo?
Te aprobamos hoy.

En Fort Lauderdale Auto Sales, aprobamos préstamos de auto con crédito malo o sin historial de crédito. No revisamos tu puntuación — lo que importa es tu ingreso actual.

Con solo $1,000 de inicial y carros desde $6,999, puedes manejar a casa el mismo día. Todos los vehículos incluyen garantía de 90 días.

Situaciones que aceptamos:
  • Bancarrota (Capítulo 7 y 13)
  • Reposesión anterior
  • Cobros y deudas en colecciones
  • Primer comprador / sin historial
  • Nuevo en EE.UU. / ITIN aceptado
  • Deudas médicas

Bad Credit Is Not the End of the Road

Call us today or walk in. $1,000 down. Every car inspected at Front Line Auto, our ASE-certified shop since 2005. 90-day warranty. Hablamos Español.

Bad credit auto loans and used cars for sale with bad credit near Fort Lauderdale

Fort Lauderdale Auto Sales (Ft. Lauderdale Auto Sales) is a bad credit car dealership near Fort Lauderdale, Florida. Used cars for sale with bad credit near me in Lauderhill, Oakland Park, Sunrise, Plantation, Pompano Beach, Hollywood, and Broward County. No credit check car dealership. Bad credit auto loans with $1,000 down. In-house financing \u2014 no banks, no FICO minimum. Every vehicle certified at Front Line Auto by ASE-certified mechanic Omari Grant. 90-day warranty included. Car dealerships near me that accept bad credit. Call (954) 793-1761.

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