Buy here pay here Fort Lauderdale. Used car buy here pay here financing for Broward buyers. Fort Lauderdale Auto Sales is a licensed Florida BHPH dealer based in Oakland Park, FL. $1,000 down standard, $500 down for qualifying customers, no credit check. Owner Omari Grant is ASE-certified and inspects every vehicle at his own Front Line Auto repair shop in Oakland Park before sale. 90-day warranty included. 5.0★ Google rating from 117 reviews. Same-day approval. Hablamos Español. Vehicles from $9,995. Serving Fort Lauderdale, Lauderhill, Sunrise, Plantation, Tamarac, Pompano Beach, Oakland Park, North Lauderdale, Margate. Call (954) 793-1761.
Buy Here Pay Here.
In-House Financing
in Fort Lauderdale.
Looking for a trusted buy here pay here car lot near you in Fort Lauderdale or Ft. Lauderdale? Fort Lauderdale Auto Sales provides in-house financing with no bank credit check, $500 down options for qualifying buyers ($1,000 standard), and a 90-day warranty on every vehicle certified by our ASE repair shop Front Line Auto. 5.0★ from 117 Google reviews.
Shopping from another Broward city? See Buy Here Pay Here Broward County. Want directions to the lot itself? See Buy Here Pay Here Oakland Park.
Our editorial top pick.
The one Omari would put in front of a serious buyer first: strong story, strong value, and the kind of car that represents how FLAS buys inventory.
Inspected. Warrantied. Yours today.
Tell Omari what you want and he'll find it.
We buy at dealer-only auctions every week. Say the make, model or budget and we'll go look for it.
No credit check, no obligation. Omari texts you directly.
Browse inventory by down payment: start with our $1,000 standard down cars, or check buy here pay here $500 down cars in Fort Lauderdale for qualifying buyers.
The short answer
How buy-here-pay-here actually works at FLAS
Buy here pay here means Fort Lauderdale Auto Sales is both the dealer and the lender, based in Oakland Park. There is no outside bank, no credit check, and no minimum FICO score. Approval is based on verifiable income and local residency. Vehicles start at $9,995, most payments run between $200 and $400 a month, and every car includes a 90-day warranty serviced by Front Line Auto, our own ASE-certified repair shop.
The $1,000 standard down payment (or $500 for qualifying buyers) is the down payment on the vehicle, not the entire drive-away total. Florida collects 6% state sales tax plus 1% Broward County surtax on the first $5,000, and Florida tag, title, and registration transfer run about $400. You can also trade in your current vehicle to cover part or all of the down payment.
To drive home the same day, bring a valid government ID (driver's license, state ID, passport, or ITIN), your two most recent pay stubs or 60 days of bank statements, proof of residence, and your down payment. Explore our $1,000 down cars or $500 down cars to see current inventory and exact qualification details.
Buy here pay here Fort Lauderdale summary
- Fort Lauderdale Auto Sales finances the car in-house, so the dealership is the lender.
- Approval is based on income, local residence, and down payment, not a minimum FICO score.
- We are based in Oakland Park, serving Fort Lauderdale and Broward County.
- Every vehicle includes a 90-day warranty serviced by Front Line Auto, the owner's ASE-certified repair shop.
- Bring photo ID, proof of income, proof of residence, and down payment for same-day approval.
Keep readingNeed more before you visit?- How in-house financing works
- What to bring for same-day approval
- Why we don’t do $0 down
- The 4-step process
- Meet Omari
- Our repair shop
- FLAS vs. a typical BHPH lot
Read moreClose
Buy here pay here made direct and simple.
At a traditional car dealership, your loan is brokered to outside banks that evaluate you by a three-digit credit score. At Fort Lauderdale Auto Sales, we are the lender. We finance you in-house with no bank middlemen, no credit score minimums, and direct weekly or bi-weekly payments tailored to your schedule.
Because Fort Lauderdale Auto Sales finances its own inventory, your contract is with us directly. No bank fees, no waiting on outside loan officers, and no automated denials.
We do not look at past credit scores or past bankruptcies. If you have verifiable income and proof of residency in South Florida, you can get approved today.
Choose weekly or bi-weekly payments that match your exact payday. Pay in cash at our Oakland Park lot or set up convenient ACH drafts.
ITIN holders, foreign passport holders, and cash-income workers are warmly welcomed. Our entire team is fully bilingual from application to keys.
What you need for same-day drive away.
Bring these four items when you visit our Oakland Park lot, and you can complete your application, test drive your vehicle, and drive home in under an hour.
Valid Florida driver's license, state ID card, passport, or consular ID. If you do not have a license yet, see our no license required cars guide.
Two recent pay stubs, 60 days of bank statements, SSI/disability award letters, or signed employer letters for cash-income and 1099 workers.
Recent utility bill (electric, water, gas, cable), lease agreement, or official bank mail showing your current South Florida residence.
Starting at $500 for qualifying buyers ($1,000 standard). Pay by cash, debit, or apply your trade-in vehicle equity directly toward down payment.
We do not bait you with zero down fine print.
If you are searching for no-money-down buy here pay here cars, the honest answer is this: FLAS does not build deals around $0 down promises. A real down payment keeps the financed amount smaller and makes the payment plan easier to understand.
Qualifying buyers can start at $500 down; $1,000 is standard. Trade-ins can help cover part of the down payment, and every approved vehicle still gets the same inspection and 90-day warranty.
How BHPH actually works.
Three steps from application to driving out. No bank, no credit check.
Apply online. Bring a valid ID, proof of income, and proof of residence. If you do not have a driver's license yet, see our no license required cars guide first. No credit check, no FICO minimum, no bank approval.
Browse our ASE-inspected inventory. Every vehicle has been certified at Front Line Auto before it hits the lot. Every price is final — what you see is what you pay.
Sign your paperwork and drive home the same day. Down payments start at $500 for qualifying customers, with $1,000 standard. Every vehicle includes a 90-day warranty serviced at Front Line Auto.
Going to miss a payment? Call us before it's due. We work with our customers because we want you to keep your car — not take it back.
“Most buy-here-pay-here lots can't diagnose what they're selling. We can. Every car goes on the lift, gets a full Autel system scan, and a road test before it hits our lot. Some dealers, they don't know jack — they just bid blindly at auction.”— Omari Grant, Owner & ASE-Certified Mechanic
The only Broward BHPH lot with its own shop.
Most BHPH dealers sell as-is and outsource warranty work. We don't.
Owner Omari Grant inspects every car before bidding. Multi-point inspection on the lift, road test, full system scan with the Autel IM-608. Cars that fail don't make it to the lot.
Same ASE-certified team that certifies the car repairs the car under warranty. Front Line Auto is owned by FLAS — not contracted out.
Sourced from Manheim and ADESA dealer auctions. No franchise markup, no hidden fees. Every price is final.
No bank middleman. No credit check. Approval based on income. ITIN holders accepted. Explore $1,000 down standard cars or $500 down buy here pay here cars for qualifying customers.
The repair shop behind our buy here pay here program
These Front Line Auto pages explain how every buy here pay here car is inspected, certified, and backed by warranty before you sign.
A plain-English guide to what FLAS Certified really covers.
Read page →Explains the inspection standard behind FLAS inventory and certification.
Read page →See how the shop inspects a used car before you commit to buying it.
Read page →FLAS vs. typical BHPH lot.
| Fort Lauderdale Auto Sales | Typical BHPH lot | |
|---|---|---|
| Inspection | Multi-point + Autel IM-608 system scan | As-is, no inspection |
| Mechanic on staff | Yes — owner is ASE-certified | No |
| Repair shop | Owned (Front Line Auto, ASE) | Outsourced or none |
| Warranty | 90 days included | None or 30 days |
| Down payment | $500 qualifying / $1,000 standard | $1,000 – $2,500 |
| Credit check | Not required | Sometimes required |
| Hidden fees | No | Common |
| Bilingual (EN/ES) | Yes — full process in Spanish | Varies |
Shopping by budget? See used cars under $10,000.
Buy here pay here FAQ
Related Pages
Coming from elsewhere in the county? See Buy Here Pay Here Broward County.
Visiting our lot? See Buy Here Pay Here Oakland Park.
Drive home today.
$500 down options for qualifying buyers. $1,000 standard. No credit check. 90-day warranty.