Buy here pay here Fort Lauderdale. Used car buy here pay here financing for Broward buyers. Fort Lauderdale Auto Sales is a licensed Florida BHPH dealer at 3575 NW 31st Ave, Oakland Park, FL 33309 (legal address: 1644 NW 34th Terrace, Lauderhill, FL 33311). $1,000 down standard, $500 down for qualifying customers, no credit check. Owner Omari Grant is ASE-certified and inspects every vehicle at his own Front Line Auto repair shop in Oakland Park before sale. 90-day warranty included. 5.0★ Google rating from 109 reviews. Same-day approval. Hablamos Español. Vehicles from $4,995. Serving Fort Lauderdale, Lauderhill, Sunrise, Plantation, Tamarac, Pompano Beach, Oakland Park, North Lauderdale, Margate. Call (954) 793-1761.

Buy Here Pay Here · Fort Lauderdale Car Lots

Buy Here Pay Here.
In-House Financing
in Fort Lauderdale.

Looking for a trusted buy here pay here car lot near you in Fort Lauderdale? Fort Lauderdale Auto Sales provides in-house financing with no bank credit check, $500 down options for qualifying buyers ($1,000 standard), and a 90-day warranty on every vehicle certified by our ASE repair shop Front Line Auto. 5.0★ from 109 Google reviews.

Shopping from another Broward city? See Buy Here Pay Here Broward County. Want directions to the lot itself? See Buy Here Pay Here Oakland Park.

2-min application $500 down qualifying No credit check 90-day warranty Hablamos Español
5.0 ★
109 Google reviews
Since 2013
Family-owned
$500
Down options
90-Day
Warranty included
Same-Day
Drive off the lot

Shopping specifically for buy here pay here $500 down cars in Fort Lauderdale? Start with our qualifying $500 down inventory, then get approved with no credit check.

In-House Dealership Financing

Buy here pay here made direct and simple.

At a traditional car dealership, your loan is brokered to outside banks that evaluate you by a three-digit credit score. At Fort Lauderdale Auto Sales, we are the lender. We finance you in-house with no bank middlemen, no credit score minimums, and direct weekly or bi-weekly payments tailored to your schedule.

/ 01
Direct Lender
No bank middlemen.

Because Fort Lauderdale Auto Sales finances its own inventory, your contract is with us directly. No bank fees, no waiting on outside loan officers, and no automated denials.

/ 02
Income-Based
Approved on ability to pay.

We do not look at past credit scores or past bankruptcies. If you have verifiable income and proof of residency in South Florida, you can get approved today.

/ 03
Flexible Cadence
Aligned to your paycheck.

Choose weekly or bi-weekly payments that match your exact payday. Pay in cash at our Oakland Park lot or set up convenient ACH drafts.

/ 04
Bilingual Service
Hablamos Español.

ITIN holders, foreign passport holders, and cash-income workers are warmly welcomed. Our entire team is fully bilingual from application to keys.


Approval Checklist

What you need for same-day drive away.

Bring these four items when you visit our Oakland Park lot, and you can complete your application, test drive your vehicle, and drive home in under an hour.

1. Valid Photo ID
Government Identification

Valid Florida driver's license, state ID card, passport, or consular ID. If you do not have a license yet, see our no license required cars guide.

2. Proof of Income
Verifiable Earnings

Two recent pay stubs, 60 days of bank statements, SSI/disability award letters, or signed employer letters for cash-income and 1099 workers.

3. Proof of Residence
Local Broward Address

Recent utility bill (electric, water, gas, cable), lease agreement, or official bank mail showing your current South Florida residence.

4. Down Payment
$500 Qualifying / $1,000 Std

Starting at $500 for qualifying buyers ($1,000 standard). Pay by cash, debit, or apply your trade-in vehicle equity directly toward down payment.


$0 down vs. real approval

We do not bait you with zero down fine print.

If you are searching for no-money-down buy here pay here cars, the honest answer is this: FLAS does not build deals around $0 down promises. A real down payment keeps the financed amount smaller and makes the payment plan easier to understand.

Qualifying buyers can start at $500 down; $1,000 is standard. Trade-ins can help cover part of the down payment, and every approved vehicle still gets the same inspection and 90-day warranty.



The Process

How BHPH actually works.

Three steps from walking in to driving out. No bank, no credit check.

/ 01
Get pre-approved
Apply in 2 minutes.

Apply online or walk in. Bring a valid ID, proof of income, and proof of residence. If you do not have a driver's license yet, see our no license required cars guide before you come in. No credit check, no FICO minimum, no bank approval.

/ 02
Pick your car
From $4,995, all inspected.

Browse our ASE-inspected inventory. Every vehicle has been certified at Front Line Auto before it hits the lot. Every price is final — what you see is what you pay.

/ 03
Drive home today
Same day, with warranty.

Sign your paperwork and drive home the same day. Down payments start at $500 for qualifying customers, with $1,000 standard. Every vehicle includes a 90-day warranty serviced at Front Line Auto.

/ 04
If life happens
Call us first.

Going to miss a payment? Call us before it's due. We work with our customers because we want you to keep your car — not take it back.


From the owner
“Most buy-here-pay-here lots can't diagnose what they're selling. We can. Every car goes on the lift, gets a full Autel system scan, and a road test before it hits our lot. Some dealers, they don't know jack — they just bid blindly at auction.”
— Omari Grant, Owner & ASE-Certified Mechanic

Why FLAS

The only Broward BHPH lot with its own shop.

Most BHPH dealers sell as-is and outsource warranty work. We don't.

/ 01
Inspection
ASE-certified at auction.

Owner Omari Grant inspects every car before bidding. Multi-point inspection on the lift, road test, full system scan with the Autel IM-608. Cars that fail don't make it to the lot.

/ 02
Repair shop
Front Line Auto next door.

Same ASE-certified team that certifies the car repairs the car under warranty. Front Line Auto is owned by FLAS — not contracted out.

/ 03
Pricing
Auction-sourced, below retail.

Sourced from Manheim and ADESA dealer auctions. No franchise markup, no hidden fees. Every price is final.

/ 04
Financing
$500 down options, in-house.

No bank middleman. No credit check. Approval based on income. ITIN holders accepted. $500 down buy here pay here cars are available for qualifying customers.


How we compare

FLAS vs. typical BHPH lot.

Fort Lauderdale Auto SalesTypical BHPH lot
InspectionMulti-point + Autel IM-608 system scanAs-is, no inspection
Mechanic on staffYes — owner is ASE-certifiedNo
Repair shopOwned (Front Line Auto, ASE)Outsourced or none
Warranty90 days includedNone or 30 days
Down payment$500 qualifying / $1,000 standard$1,000 – $2,500
Credit checkNot requiredSometimes required
Hidden feesNoCommon
Bilingual (EN/ES)Yes — full process in SpanishVaries

Shopping by budget? See used cars under $10,000.


Frequently asked

Buy here pay here FAQ


3575 NW 31st Ave, Oakland Park, FL 33309

Drive home today.

$500 down options for qualifying buyers. $1,000 standard. No credit check. 90-day warranty.