Financiamiento con ITIN — Fort Lauderdale

ITIN Car Loans in Fort Lauderdale — No SSN Required

Inspected by a Mechanic. Sold by the Owner. Backed by a Warranty. Hablamos Español. Get approved using your ITIN today.

$1,000 Down 90-Day Warranty No SSN Needed
Family-Owned & Operated

13 Years of Honest Business. Every Car. Every Customer.

Fort Lauderdale Auto Sales isn't a franchise and it isn't a flip lot. It's a family business built on one principle: treat people the way you'd want to be treated when buying a car.

"We Drive Every Car Before You Do"
Omari serves a large ITIN community in Broward County. The financing process is the same for everyone — income-based, no credit check, no SSN discrimination.
"Mechanic-Owned. That Changes Everything."
Our bilingual team handles paperwork in English or Spanish. Omari is on-site and involved in every deal — he wants to make sure you understand your terms before you sign.
"Customers for Life, Not Just a Sale"
Every vehicle is certified at Front Line Auto with a 90-day warranty included. No extra cost, no catch.
Omari Grant, Owner of Fort Lauderdale Auto Sales
13+
Years in Business
4.9★
Google Rating
75+
Customer Reviews
$1,000
Minimum Down
Every Car Inspected
Multi-point inspection by ASE-certified mechanics
No Credit Check
Approval based on income, not credit score
90-Day Warranty
Only Broward BHPH lot with our own mechanic shop
Service After the Sale
Front Line Auto maintains every car we sell
In His Own Words
“I started this business because I see people purchase cars from other dealerships where they don’t even look at them. They just buy from the auction, don’t change the oil, don’t check the tires, don’t check the brakes — nothing. The moment you drive off the lot, it’s your problem, your headache.”
— Omari Grant, Owner
“I’m not just somebody fixing cars. I’m an ASE certified technician with multiple national certifications — the national standard for mechanics.”
— Omari Grant, Owner
“It’s not only that you get a warranty — you get a place you can come back to. That’s actually a shop that has the expertise of fixing cars.”
— Omari Grant, Owner
“I can diagnose the problem, I can fix the problem, and I can sell you a car that we know is just gonna work. Point blank.”
— Omari Grant, Owner

“Inspected by a Mechanic. Sold by the Owner. Backed by a Warranty.”

★★★★★ 4.9 on Google
13 Years in Business
BBB Accredited
Bilingual Team
Process

How ITIN Financing Works

We make it simple to buy a car without a Social Security Number. Our process is transparent and fast.

1
Bring ITIN + Docs
Just bring your ITIN letter and your basic documents to our lot in Oakland Park.
2
We Verify
We verify your income and residence in-house. No third-party bank waiting times.
3
Drive Today
Pick your vehicle, sign the paperwork, and drive home. It's that easy.
Understanding ITIN

What Is an ITIN and How Does It Help You Buy a Car?

An Individual Taxpayer Identification Number (ITIN) is a nine-digit number issued by the IRS to individuals who need to file federal taxes but are not eligible for a Social Security Number. It starts with the number 9 and follows the same format as an SSN (9XX-XX-XXXX).

At Fort Lauderdale Auto Sales, your ITIN replaces the SSN in our financing process. We verify your identity and income in-house — no bank approval, no credit bureau pull, no waiting. Thousands of ITIN holders in Broward County drive reliable vehicles financed through buy here pay here dealerships like ours.

Whether you received your ITIN recently or have had it for years, the process is the same: bring your ITIN letter, proof of income, a valid ID, and your down payment. Most approvals are completed the same day.

Comparison

ITIN Financing at FLAS vs. Traditional Dealers

FeatureFLASTraditional Dealer
Accepts ITINYesRarely
Credit check requiredNoYes
SSN requiredNoYes
Approval timeSame day3-7 days
Mechanic inspectionASE-certified ownerVaries
Warranty included90 daysVaries
Bilingual staffYesVaries
Requirements

What You Need to Bring

To get your ITIN car loan approved today, please have these five items ready:

ITIN Letter
Your official ITIN letter from the IRS
Valid ID
Passport or ID from your home country
Proof of Income
Pay stubs or bank statements
Proof of Residence
Utility bill or lease agreement
Down Payment
Starting at $1,000 cash or debit
The FLAS Advantage

Why Choose Us for Your ITIN Car Loan?

Mechanic-Inspected. Every car we sell is personally inspected by Omari Grant, our ASE-certified owner. We don't sell auction-quality cars — we sell shop-quality cars.

Warranty-Backed. We are the only ITIN dealer in Fort Lauderdale with our own service shop, Front Line Auto. Your 90-day warranty is backed by our own mechanics.

Family-Owned. We've been in business since 2013. We treat our ITIN customers with respect, transparency, and honesty.

No Predatory Terms. We offer fair in-house financing regardless of your SSN status. No hidden fees, no "catch."

Hablamos Español — Full bilingual team
No Credit Check — We focus on your income
90-Day Warranty included on every car
ASE-Certified Owner — Omari Grant
Honest, Clean American Business
Testimonials

What Our Customers Say

★★★★★
Amazing service! The staff were absolutely a pleasure to work with. Answering all my questions making me feel as if I were with family not just purchasing a vehicle.
Marie A.
Verified Review
★★★★★
Always super satisfied with anything that I get from Fort Lauderdale Auto Sales. Great customer service and a very easy process.
Tyerique D.
Verified Review
★★★★★
My family has been coming to these guys for a while now for all types of repairs so I felt very comfortable with buying a car from them.
Tiona B.
Verified Review
Common Questions

ITIN Car Loan FAQ

Yes, at Fort Lauderdale Auto Sales, we specialize in ITIN car loans. You can use your Individual Taxpayer Identification Number (ITIN) to finance a vehicle with us, even without a Social Security Number.
You'll need your ITIN letter from the IRS, a valid government-issued ID (such as a passport or driver's license from your home country), proof of income (pay stubs or bank statements), proof of residence (utility bill or lease), and your down payment.
No, we do not perform traditional credit checks for ITIN applications. Our in-house financing is based on your current income and ability to make payments, not your credit score.
Yes, family members or friends can co-sign to help you qualify or get better terms, provided they also meet our simple income requirements.
Down payments for ITIN car loans typically start at $1,000. The exact amount depends on the vehicle you choose and your income.
No, our ITIN financing terms are designed to be fair and transparent. We don't charge 'predatory' rates just because you use an ITIN. Our goal is to help you get a reliable car with terms you can afford.
Sí, hablamos español. Nuestro equipo es completamente bilingüe y puede ayudarle en su idioma durante todo el proceso, desde la solicitud hasta la entrega de su vehículo.
Yes, even if your ITIN was recently issued, you can still apply. We look at your current stability and income rather than the length of time you've had your ITIN.
An ITIN (Individual Taxpayer Identification Number) is a nine-digit number issued by the IRS to people who need to file U.S. taxes but are not eligible for a Social Security Number. At Fort Lauderdale Auto Sales, we accept your ITIN in place of an SSN for vehicle financing.
Most ITIN car loan approvals at Fort Lauderdale Auto Sales are completed the same day. Bring your ITIN letter, valid ID, proof of income, proof of residence, and your down payment — and you can drive home today.
Our in-house financing is not reported to traditional credit bureaus, so it does not directly build a FICO score. However, making consistent payments builds a positive payment history with us, which can help with future vehicle purchases.
All vehicles on our lot are available for ITIN financing. Every car is personally inspected by owner Omari Grant, an ASE-certified mechanic, and comes with a 90-day warranty. Vehicles start at $6,999.
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Get Your ITIN Car Loan Approved Today

Don't let the lack of a Social Security Number stop you from getting a reliable vehicle. Call or visit us today.

“Honest, clean American business.”

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