Financiamiento con ITIN · Fort Lauderdale

ITIN Car Loans in Fort Lauderdale — No SSN Required

Inspected by a Mechanic. Sold by the Owner. Backed by a Warranty. Hablamos Español. Get approved using your ITIN today.

$1,000 Down 90-Day Warranty No SSN Needed Hablamos Español
5.0 ★
95 Google reviews
Since 2013
In business
$1,000
Down payment
90-Day
Warranty included
Bilingual
Hablamos Español

Process

How ITIN Financing Works

Simple, fast, and done in one visit. No SSN, no credit check, no waiting.

1
Bring ITIN + Docs
Bring your ITIN letter from the IRS, a valid ID, proof of income, and proof of residence to our lot in Oakland Park.
2
We Verify
We verify your income and residence in-house. No third-party bank waiting times. Most verifications take under 30 minutes.
3
Choose Your Vehicle
Browse 20+ inspected and warranted vehicles. Every car personally certified by ASE-certified mechanic Omari Grant.
4
Drive Today
Pick your vehicle, sign the paperwork, and drive home. 90-day warranty included. It's that easy.

Understanding ITIN

What Is an ITIN and How Does It Help You Buy a Car?

An Individual Taxpayer Identification Number (ITIN) is a nine-digit number issued by the IRS to individuals who need to file federal taxes but are not eligible for a Social Security Number. It starts with the number 9 and follows the same format as an SSN (9XX-XX-XXXX).

At Fort Lauderdale Auto Sales, your ITIN replaces the SSN in our financing process. We verify your identity and income in-house — no bank approval, no credit bureau pull, no waiting. Thousands of ITIN holders in Broward County drive reliable vehicles financed through buy here pay here dealerships like ours.

Whether you received your ITIN recently or have had it for years, the process is the same: bring your ITIN letter, proof of income, a valid ID, and your down payment. Most approvals are completed the same day.


Comparison

ITIN Financing at FLAS vs. Traditional Dealers

FeatureFLASTraditional Dealer
Accepts ITINYesRarely
Credit check requiredNoYes
SSN requiredNoYes
Approval timeSame day3-7 days
Mechanic inspectionASE-certified ownerVaries
Warranty included90 daysVaries
Bilingual staffYesVaries

Requirements

What You Need to Bring

Five items. That's all you need to drive home today.

ITIN Letter
Your official ITIN letter from the IRS
Valid ID
Passport or ID from your home country
Proof of Income
Pay stubs or bank statements
Proof of Residence
Utility bill or lease agreement
Down Payment
Starting at $1,000 cash or debit

Family-Owned & Operated

13 Years of Honest Business. Every Car. Every Customer.

Fort Lauderdale Auto Sales isn't a franchise and it isn't a flip lot. It's a family business built on one principle: treat people the way you'd want to be treated when buying a car.

"We Drive Every Car Before You Do"
Omari serves a large ITIN community in Broward County. The financing process is the same for everyone — income-based, no credit check, no SSN discrimination.
"Mechanic-Owned. That Changes Everything."
Our bilingual team handles paperwork in English or Spanish. Omari is on-site and involved in every deal — he wants to make sure you understand your terms before you sign.
"Customers for Life, Not Just a Sale"
Every vehicle is certified at Front Line Auto with a 90-day warranty included. No extra cost, no catch.
Omari Grant, Owner of Fort Lauderdale Auto Sales
13+
Years in Business
5.0★
Google Rating
87
Customer Reviews
$1,000
Minimum Down
Every Car Inspected
Multi-point inspection by ASE-certified mechanics
No Credit Check
Approval based on income, not credit score
90-Day Warranty
Only Broward BHPH lot with our own mechanic shop
Service After the Sale
Front Line Auto maintains every car we sell
In His Own Words
“I started this business because I see people purchase cars from other dealerships where they don’t even look at them. They just buy from the auction, don’t change the oil, don’t check the tires, don’t check the brakes — nothing. The moment you drive off the lot, it’s your problem, your headache.”
— Omari Grant, Owner
“I’m not just somebody fixing cars. I’m an ASE certified technician with multiple national certifications — the national standard for mechanics.”
— Omari Grant, Owner
“It’s not only that you get a warranty — you get a place you can come back to. That’s actually a shop that has the expertise of fixing cars.”
— Omari Grant, Owner
“I can diagnose the problem, I can fix the problem, and I can sell you a car that we know is just gonna work. Point blank.”
— Omari Grant, Owner

The FLAS Advantage

Why Choose Us for Your ITIN Car Loan?

Mechanic-Inspected
Every car we sell is personally inspected by Omari Grant, our ASE-certified owner. We don't sell auction-quality cars — we sell shop-quality cars.
Warranty-Backed
We are the only ITIN dealer in Fort Lauderdale with our own service shop, Front Line Auto. Your 90-day warranty is backed by our own mechanics.
Hablamos Español
Our entire team is bilingual. From the application to delivery, we can help you in your language every step of the way.
No Predatory Terms
We offer fair in-house financing regardless of your SSN status. No hidden fees, no rate penalty for using an ITIN. Honest, clean American business.

Common Questions

ITIN Car Loan FAQ



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Get Approved Today

Get Your ITIN Car Loan
Approved Today

Don't let the lack of a Social Security Number stop you from getting a reliable vehicle. Call or visit us today. Hablamos Español.

“Honest, clean American business.”