In-house financing car dealer in Fort Lauderdale, FL. Fort Lauderdale Auto Sales finances all customers directly with no bank, no third-party lender, no credit check. $1,000 down, weekly or bi-weekly payments. ASE-certified mechanic owner inspects every vehicle. 90-day warranty included. In-house financing car lots, in-house auto financing, in-house car financing dealerships near me. Located at 3575 NW 31st Ave, Oakland Park, FL 33309. Call (954) 793-1761.
In-House Financing in Fort Lauderdale — from $1,000 Down
We finance you directly. No bank, no credit check, no third-party collections. The dealer who can fix what they sell — because we own the repair shop next door.
Our editorial top pick.
The one Omari would put in front of a serious buyer first: strong story, strong value, and the kind of car that represents how FLAS buys inventory.
6 inspected cars. Approved on income.
“Always super satisfied with anything that I get from Fort Lauderdale Auto Sales. Great customer service and a very easy process whenever I'm buying a vehicle. 100% recommended.”
Tell Omari what you want and he'll find it.
We buy at dealer-only auctions every week. Say the make, model or budget and we'll go look for it.
No credit check, no obligation. Omari texts you directly.
Why in-house financing actually works
One business approves you, sells you the car, and services it under warranty. No bank handoffs.
We approve you on income, not credit score. Cash, tips, 1099, ITIN — all accepted with proper documentation. No hard credit pull.
Lower than typical Florida in-house financing dealers ($2,500–$5,000), and $500 down cars are available for qualifying buyers. Trade-ins applied to reduce the cash needed.
Owner Omari Grant is ASE-certified. Every car inspected at our own Front Line Auto shop before sale — not just lightly cleaned and put on the lot.
Miss a payment? You talk to us — not a third-party collector. The same business that financed you can solve a problem.
Different model, different fit.
Bank financing is great if you have W-2 income, a clean credit file, and 30 days to wait for paperwork. Most Fort Lauderdale buyers walking into a buy-here-pay-here lot don't fit that profile — they have cash income, an ITIN instead of a Social Security number, a recent bankruptcy, or simply no credit history at all.
In-house financing exists for those buyers. We approve based on what you can actually pay every two weeks — not on a credit score that doesn't reflect your real ability to handle a car payment. The trade-off is a higher APR (we're taking the credit risk a bank wouldn't) and a shorter loan term (2–4 years instead of 5–7).
It's the same business model as buy here pay here — same financing structure, same approval criteria. Just different terminology. Read more in our full in-house financing guide.
In-house financing FAQ
Get financed today.
$1,000 down. No bank. No credit check. 90-day warranty. Hablamos Español.