No credit check car dealerships in Fort Lauderdale, FL. Fort Lauderdale Auto Sales does NOT pull credit reports from Equifax, TransUnion, or Experian. Approval is income-based only. $1,000 down standard ($500 qualifying). Vehicles from $9,995. We accept W-2 income, gig income (Uber, DoorDash, freelance), SSI, SSDI, VA benefits, retirement income, and ITIN holders. Owner Omari Grant is ASE-certified and inspects every vehicle at Front Line Auto. 90-day warranty included. Same-day approval. Hablamos Español. Serving Fort Lauderdale (Ft. Lauderdale), Oakland Park, Sunrise, Lauderhill, Plantation, Pompano Beach, Hollywood, and all of Broward County. Call (954) 793-1761.
No Credit Check Car Dealership Fort Lauderdale
No credit check car dealership serving Fort Lauderdale. We do not pull Equifax, TransUnion, or Experian — approval is based on income, not score. Qualifying buyers can review our $500 down car options; $1,000 is standard, and every vehicle includes a 90-day warranty. The down payment is separate from the taxes, tag, title, and insurance needed to drive away.
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The short answer
What no credit check actually means at FLAS
At Fort Lauderdale Auto Sales, “no credit check” means we never pull your credit report from Equifax, TransUnion, or Experian — there is zero hard inquiry and your FICO score does not determine approval. We finance in-house based on your current income from W-2 employment, 1099 contracts, gig work (Uber, DoorDash), SSI, SSDI, or retirement. ITIN and passport holders are welcome with no SSN needed.
The standard down payment is $1,000 (with $500 options for qualifying buyers). The down payment is separate from Florida sales tax (6% state + 1% Broward surtax on the first $5,000) and state tag, title, and registration fees (~$400) needed to drive away. Used vehicles start at $9,995, and every car includes a 90-day powertrain warranty inspected by ASE-certified owner Omari Grant at Front Line Auto in Oakland Park.
Bring a valid photo ID, proof of income (pay stubs or bank statements), proof of residence, and your down payment to drive away the same day. See our $1,000 down cars, $500 down options, or all certified cars, or start your pre-approval application.
Keep readingNeed more before you visit?- Who qualifies
- Meet Omari
- What “no credit check” actually means
- How it works
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If you have income, you qualify.
We accept proof of income from any source — not just W-2 jobs.
Recent pay stubs (2 most recent) or direct deposit history. Hourly, salaried, full-time, part-time — all welcome.
Uber, DoorDash, Instacart, freelance, contractor — bring 2-3 months of bank statements showing consistent deposits. Cash App, Venmo, Zelle history accepted too.
Social Security, disability, veterans benefits, and retirement income all count. Bring your award letter or benefit statement.
ITIN holders welcome. We finance based on income, not immigration status. ITIN car loans page for full details.
“We focus on your ability to make payments today — not what happened in your past. Bankruptcy, repo, no credit, 400 score — doesn't matter. If you have income and can show it, we can finance you.”— Omari Grant, Owner & ASE-Certified Mechanic
What “no credit check” actually means.
Most “no credit check” ads still pull a credit report — they just don't make your score the deciding factor. FLAS doesn't pull at all. No Equifax. No TransUnion. No Experian. No hard inquiry on your report.
That means: if you're trying to protect your credit score while you're rebuilding, this won't set you back. If you have no credit history at all (first car buyer, recent immigrant, ITIN holder), that's fine — we're not looking for one.
Approval is based on income and ability to make payments. That's it. Buy here pay here means we're the lender — we don't answer to a bank that needs a FICO score.
How no-credit-check approval works at FLAS
A four-step approval path for buyers who need income-based financing without a FICO pull.
Pick a used car that fits your budget from FLAS inventory. Every vehicle is inspected before sale.
Bring ID, proof of income, proof of residence, and insurance information.
FLAS reviews income and down payment instead of relying on a traditional credit check.
After approval and insurance are complete, sign the paperwork and drive home the same day.
No credit check FAQ
No credit pull. Just income.
$1,000 down. 90-day warranty. Hablamos Español. ITIN accepted.