1. Get your approval
Your bank or credit union approves you for an amount and a vehicle profile. Ask them for their age, mileage, and documentation rules while you are there.
Outside financing · your bank or credit union
Already approved? Keep your lender.
If your bank or credit union has already approved you, bring that approval here. FLAS coordinates the purchase with your lender and sells you an inspected, warranty-backed car. No steering you onto a different contract.
Your lender, your terms ASE-certified inspection 90-day warranty
Lenders set their own rules on vehicle age, mileage, and book value, and approval remains between you and your lender. FLAS does not set or influence your rate.
Your lender
Not ours
5
Cars ready to view
5.0 ★
109 Google reviews
Since 2013
Mechanic-owned
90-Day
Warranty included
How an outside-financed purchase runs
Four steps, no surprises.
2. Match it to a car
Send us the approval amount and your lender’s limits. FLAS tells you which vehicles on the lot realistically fit, before you spend approval time driving around.
3. We send the paperwork
Buyer’s order with the VIN and sale price, plus title work, goes directly to your lender in the format they asked for.
4. Your lender funds it
They pay the dealership, you drive the car home with the same inspection and 90-day warranty every FLAS vehicle carries.
On the lot right now
View All Cars →Cars your lender will actually fund.
“If you walked in with a credit union approval, you already did the hard part. My job is to hand you a car that passes their rules and passes my inspection — not to talk you out of your own loan.”
— Omari Grant, Owner & ASE-Certified MechanicStart with your approval
Tell us what your lender approved you for.
Frequently Asked
Outside financing FAQ
3575 NW 31st Ave, Oakland Park, FL 33309
Bring your approval in.
Inspected cars, 90-day warranty, and your own lender’s terms. Hablamos Español.